Outstanding Experience! A Knowledgeable, Trustworthy, and Client-Focused Mortgage Professional I had an outstanding experience working with Michael Mesa with Empire Home Loans. From start to finish, he was incredibly professional and an excellent communicator. He took the time to educate me on every step of the loan process, making sure I understood my options without ever feeling overwhelmed. I especially appreciated how respectful he was of my comfort range for a budget—never pushing my financial limits. He presented several loan options that fit well within my financial goals, clearly explaining the pros and cons of each package. He went above and beyond by researching competitive rates and ultimately helped me implement a point buy-down that will save me thousands over the life of the loan. Having access to multiple lenders through him, rather than being limited to a single institution, was a major advantage. What truly set him apart was his commitment to my success. He even attended my closing, ensuring he was there to support me and answer any last-minute questions. That level of dedication is rare and meant a great deal. I highly recommend Michael to anyone looking for a knowledgeable, trustworthy, and client-focused mortgage professional.

Michael Mesa was very helpful.I'm a broker and I will highly recommend him to all of my clients that needs a lender .He answered every question I or my clients had. I highly recommend him for any type of mortgage.

As an experienced real estate agent, having a lender who communicates timely and effectively is key. Michael is professional, thorough, and trustworthy. If he tells you something, you can take it to the bank. It is working with partners like Michael that turn clients’ dreams into reality!

Michael was amazing to work with during this transaction and sale of my listing. The attention to detail and the "get it done" attitude was extremely helpful in moving things forward to meet a closing date that worked for everyone involved. If you are looking to work with this type of lender, Michael is just a phone call away! He is great to work with and at moving things forward when needed.